Affordable Homeownership offered by Habitat for Humanity in Seattle/King County

500 Naches Avenue Southwest, Suite 200, Renton, WA 98057

North of SW 7th St and south of the Black River.
Call King County Metro at (206) 553-3000 or visit http://tripplanner.kingcounty.gov/ for public transit information.

Eligibility

Individuals or families with a need for housing and annual income of 30-60% of the Area Median Income. If applicant is a veteran, annual income must be 30-80% Area Median Income. Family’s total debt (house payment plus all others) must be no more than 43% of family’s gross income. Applicant families must be credit worthy. Any bankruptcies filed during the past three years must be reconciled and all liens or judgments must be paid in full before purchasing a Habitat home.

(206) 453-2950

Voice

https://www.habitatskc.org/services/homeownership/

[email protected]

Languages

Interpreter services

Application process

Call or check website for updated application information. Applicants must attend a homeowner orientation, complete an application, and participate in an interview. Once a family has applied and been accepted by Habitat for Humanity, it takes 3-6 months for rehabilitation homes and 12-18 months to build new homes.

Fees

Participants must meet monthly mortgage payments. Mortgage payment is set at 30% of gross income.

Service area

King, WA

Other Information

Languages

Interpreter services

Focus Population

Veterans - No Honorable Discharge

Veterans

Description

Helps low-income individuals and families attain home ownership. New houses are built through contributions and volunteer labor and are then sold to carefully screened families. May be able to subsidize the thirty-party mortgage. Recipients are required to contribute 250 hours of "sweat equity" labor. On average builds 10-20 homes per year. Some homes are set aside for veteran applicants.

What's Here

Sweat Equity Programs

Providing organization

Habitat for Humanity in Seattle/King County

Volunteer-based organization builds housing and works with low-income families to help them attain home ownership.