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Self Help Housing offered at Whatcom-Skagit Housing

1971 Midway Lane, Suite C, Bellingham, WA 98226

Eligibility

Low income families (at or below 80% of Skagit/Whatcom median income). Income must be high enough to make the mortgage payments (around $40,000 a year). Must commit to 35 hours per week at the jobsite while the home is being built - which will take a little more than a year. Half of those hours must come from the builder and the other half may be contributed by family and friends. Must have an acceptable credit history.

Hours

M-F, 8:30am-5pm.
https://www.whatcomskagithousing.com

Languages

Spanish

Application process

Call, email or visit website.

Fees

Applicant must pay credit report fee and make mortgage payments once the home is built.

Service area

Whatcom, WA
Skagit, WA

Other Information

Languages

Spanish

Description

Provides assistance to qualified families who wish to build their own homes in cooperative groups. Construction supervisors provide training and supervision. Once the house is finished, families will be responsible for the mortgage of about $300,000. Homes typically have three or four bedrooms, a two-car garage, and are 1,200–1,500 square feet.

Providing organization

Whatcom-Skagit Housing

Provides technical assistance to qualified families who wish to build their own homes in cooperative groups. Six to ten very-low to low income families are recruited and assisted in applying for individual home loans, selecting designs, and acquiring construction skills.  Participating families make a weekly labor commitment of 35 hours.  Program meets federal requirements of USDA Rural Development.  Serves Whatcom & Skagit Counties.