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Works in partnership with people in need to build affordable housing. The houses are then sold to those in need at no profit and with no interest charge.

Works in partnership with modest income households to build and own simple, decent, affordable housing in safe communities. Process takes 12-24 months and requires mortgage through a FDIC/WADFI certified lender.

Offers a path to homeownership for islanders who are priced out of the real estate market. Retains ownership of the land to ensure the house remains affordable. Provides housing counseling to all applicants and homeowners.

Helps low to middle income wage earners on Bainbridge Island purchase homes on the Island.  The program sells homes developed on land at below-market prices and leases the land with a long-term lease.

Sells homes that sit on land owned by a community land trust. Homeowners lease the land from the community land trust in a long-term renewable lease. Serves area residents at or below 150% AMI.

Provides pre-purchase housing counseling, down payment assistance and lower purchase price for people looking to purchase a home. Retains ownership of the land to ensure that the house remains affordable. Waitlist up to two years.

Provides affordable home ownership opportunities for home buyers with low to moderate incomes.

Works in partnership with people in need to build affordable housing.  The houses are then sold to those in need at no profit and with no interest charge.

The tiny homes are not free, but they are affordable. People who don’t qualify for conventional home loans can apply for and purchase a tiny home.

Provides high-quality affordable home ownership opportunities to low and medium income families who have lived or worked in the Cascade School District area for at least one calendar year.

Provides assistance to qualified families who wish to build their own homes in cooperative groups.

Provides a secondary loan for closing costs, down payment, or simply to make up the difference between what lower-income homebuyers may qualify for through a lender and the actual cost of a safe and suitable home.

Builds housing for purchase by San Juan residents below 80% AMI. When selling, separates the cost of land from the home itself by retaining ownership of the land and leasing the land to the buyers.