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Offers a path to homeownership for islanders who are priced out of the real estate market. Retains ownership of the land to ensure the house remains affordable. Provides housing counseling to all applicants and homeowners.

Helps low to middle income wage earners on Bainbridge Island purchase homes on the Island.  The program sells homes developed on land at below-market prices and leases the land with a long-term lease.

Sells homes that sit on land owned by a community land trust. Homeowners lease the land from the community land trust in a long-term renewable lease. Serves area residents at or below 150% AMI.

Provides pre-purchase housing counseling, down payment assistance and lower purchase price for people looking to purchase a home. Retains ownership of the land to ensure that the house remains affordable. Waitlist up to two years.

Developed or contributed to three affordable homeownership neighborhoods consisting of 38 homes all held in Community Land Trust. Because the land is held in trust, the resale home price does not include the cost of the land, making the house more affordable.

Helps homebuyers in Skagit County access affordable homeownership, build equity, and preserve affordability. Provides financial assistance towards the purchase of a home and retains permanent ownership of the land beneath each home.

Builds housing for purchase by San Juan residents below 80% AMI. When selling, separates the cost of land from the home itself by retaining ownership of the land and leasing the land to the buyers.